Calculators · Gutenberg
Loan Affordability Calculator block for WordPress
Calculate how much home or loan you can afford based on annual income, existing debts, interest rate, and debt-to-income ratios. Ideal for real estate and finance sites.
Get Blockenberg
Free Gutenberg block in Blockenberg. The inspector controls and front-end behavior on this page come from this block’s source, not a shared stub.
What it actually does
Calculate how much home or loan you can afford based on annual income, existing debts, interest rate, and debt-to-income ratios. Ideal for real estate and finance sites.
Inspector panels on this block: Header, Calculator Defaults, DTI Ratio Limits, Display Options, Sizing. Those titles come from index.js, not from a shared template.
Behavior controls: “Currency Position” options: Before ($100), After (100$); “Default Monthly Debts” (Existing monthly debt payments (car, student loan, etc.)); “Front-End Ratio (%)” (Max % of income for housing costs (default 28%)); “Back-End Ratio (%)” (Max % of income for all debts (default 43%)).
Where to find it
Gutenberg inserter → Calculators → search “Loan Affordability Calculator” (block name `blockenberg/loan-affordability` in block.json). Style it in the sidebar after insert.
How to use Loan Affordability Calculator block for WordPress
- Install Blockenberg. Install from WordPress.org and activate the plugin.
- Insert the block. Edit a page, click +, search for “Loan Affordability Calculator”, insert it. Category: Calculators.
- Configure inspector controls that exist on this block. Open Header. Set “Show Title”, “Header — Title”, “Show Subtitle”, “Subtitle”.
- Check the published page. The view script reads HTML data attributes: data-opts. The block editor preview may not run the same view script.
Inspector controls from this block’s code
| Control | What the code does |
|---|---|
| Show Title | On/off toggle in the inspector. On by default. Saved as `showTitle`. |
| Header — Title | Text field in the inspector. block.json default: Home Affordability Calculator. Saved as `title`. |
| Show Subtitle | On/off toggle in the inspector. On by default. Saved as `showSubtitle`. |
| Subtitle | Text field in the inspector. block.json default: Find out how much home you can afford based on your income and debts.. Saved as `subtitle`. |
| Currency Symbol | Text field in the inspector. block.json default: $. Saved as `currency`. |
| Currency Position | Select control; the chosen value is saved on the block. Options: Before ($100); After (100$). block.json default: before. Saved as `currencyPos`. |
| Default Annual Income | Text field in the inspector. |
| Default Monthly Debts | Text field in the inspector. Existing monthly debt payments (car, student loan, etc.). |
| Default Interest Rate (%) | Text field in the inspector. |
| Default Loan Term (years) | Text field in the inspector. |
| Default Down Payment (%) | Text field in the inspector. |
| Front-End Ratio (%) | Numeric range control in the inspector. Max % of income for housing costs (default 28%). Range 20–45. block.json default: 28. Saved as `frontEndRatio`. |
| Back-End Ratio (%) | Numeric range control in the inspector. Max % of income for all debts (default 43%). Range 30–55. block.json default: 43. Saved as `backEndRatio`. |
| Max Monthly Payment Rule | Select control; the chosen value is saved on the block. Options: Conservative: min(DTI limit, income share); DTI ratios only; Income share only. block.json default: min. Saved as `monthlyPaymentMode`. |
| Income Share Limit (%) | Numeric range control in the inspector. Cap max monthly payment to this % of gross monthly income. Range 10–60. block.json default: 30. Saved as `incomeShareLimit`. |
| Show Max Loan Amount | On/off toggle in the inspector. On by default. Saved as `showMaxLoan`. |
| Show Max Monthly Payment | On/off toggle in the inspector. On by default. Saved as `showMonthly`. |
| Show DTI Ratio | On/off toggle in the inspector. On by default. Saved as `showDTI`. |
| Show Down Payment Amount | On/off toggle in the inspector. On by default. Saved as `showDownPayment`. |
| Accent | Color control in the inspector. block.json default: #6c3fb5. Saved as `accentColor`. |
| Card Background | Color control in the inspector. block.json default: #ffffff. Saved as `cardBg`. |
| Result Box BG | Color control in the inspector. block.json default: #f5f3ff. Saved as `resultBg`. |
| Result Box Border | Color control in the inspector. block.json default: #ede9fe. Saved as `resultBorder`. |
| Max Home Price | Color control in the inspector. block.json default: #6c3fb5. Saved as `maxHomeColor`. |
| Max Loan | Color control in the inspector. block.json default: #3b82f6. Saved as `maxLoanColor`. |
| Monthly Payment | Color control in the inspector. block.json default: #10b981. Saved as `monthlyColor`. |
| DTI Ratio | Color control in the inspector. block.json default: #f59e0b. Saved as `dtiColor`. |
| Stat Card BG | Color control in the inspector. block.json default: #f9fafb. Saved as `statCardBg`. |
| Title Color | Color control in the inspector. block.json default: #1e1b4b. Saved as `titleColor`. |
| Subtitle Color | Color control in the inspector. block.json default: #6b7280. Saved as `subtitleColor`. |
| Label Color | Color control in the inspector. block.json default: #374151. Saved as `labelColor`. |
| Section Background | Color control in the inspector. Saved as `sectionBg`. |
| Card Radius (px) | Numeric range control in the inspector. Range 0–32. block.json default: 16. Saved as `cardRadius`. |
| Input Radius (px) | Numeric range control in the inspector. Range 0–20. block.json default: 8. Saved as `inputRadius`. |
| Max Width (px) | Numeric range control in the inspector. Range 360–1000. block.json default: 680. Saved as `maxWidth`. |
| Padding Top (px) | Numeric range control in the inspector. Range 0–160. block.json default: 60. Saved as `paddingTop`. |
| Padding Bottom (px) | Numeric range control in the inspector. Range 0–160. block.json default: 60. Saved as `paddingBottom`. |
What the front-end script actually does
- The view script reads HTML data attributes: data-opts.
- JavaScript functions that perform the math: calcAffordability.
When this is the right block
- Calculate how much home or loan you can afford based on annual income, existing debts, interest rate, and debt-to-income ratios. Ideal for real estate and finance sites — that is the job of Loan Affordability Calculator, not a generic content block.
- Use it when you need the editor control labeled “Show Title”, which exists on this block’s inspector.
- It matches pages about affordability, home, loan.
- The math runs in the visitor’s browser after publish — no extra calculator plugin.
Notes from the implementation
viewScript: this folder’s frontend.js is enqueued on the front end for this block.
FAQ
How do I add the Loan Affordability Calculator block in WordPress?
Install Blockenberg from WordPress.org, edit a page in the block editor, click +, and search for “Loan Affordability Calculator”. It sits under Calculators. After insert, open Header and set “Show Title”, “Header — Title”, “Show Subtitle”, “Subtitle”.
Where do Loan Affordability Calculator submissions go?
The published page calls this block’s Blockenberg REST route (see front-end notes). The editor canvas does not send mail unless you preview on the front end.
Is the Loan Affordability Calculator Gutenberg block free?
Yes. Loan Affordability Calculator ships inside Blockenberg. Get the plugin from WordPress.org — no paid add-on is required for this block.
Can I style Loan Affordability Calculator to match my theme?
Yes. Blockenberg’s shared typography and color panels apply here, plus any block-specific style controls listed on this page (panels: Header, Calculator Defaults, DTI Ratio Limits, Display Options).
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Get Blockenberg
Install Blockenberg from WordPress.org, then insert Loan Affordability Calculator from the Gutenberg inserter.